Introductory Bonus No NCB Car Insurance
Got zero No Claims Bonus?
Have you been driving claim and conviction free but haven’t earned any No Claims Bonus? At One Sure Insurance that isn’t a problem. With our large panel of underwriters we can offer you an introductory discount for your claim free driving such as:
- A second vehicle discount
- Named driver discount
- Company driving experience
- Foreign No Claims Bonus
- Expired No Claims Bonus
To find out if you are eligible for our concessions or to find out what other great offers are available to you, please contact our sales team on 0800 107 0912.
Introductory Bonus Explained
An introductory Bonus is a concession that we offer to a client that may have had claim free driving experience on another vehicle. Insurers understand that sometimes customers may not have had their own insurance on a vehicle for a number of different reasons but yet should not be penalized when it comes to looking for their own policy. To try and help and achieve competitive prices, Insurers will offer a discount equivalent to the relevant number of years they have been driving elsewhere (9yrs NCB is the Maximum)…providing they can obtain proof of their claim free driving.
This in effect will bring our potential customers premiums down and As an example, if a customer has been driving a company vehicle for the last 5 yrs, they may have not had any need to have their own vehicle as well as because they can use the company car for social, domestic and pleasure purposes. In this scenario, a customer will not have earned their own NCB and if they have not insured their own vehicle in the last two years, then any NCB they would have had would have now expired leaving them with none now they have come to insure their own vehicle again. When a customer now comes to insure their own vehicle as they no longer have a company car, it will be more expensive for them as they now have no NCB. We recognize that this can be a little unfair at times as this customer has been driving a company vehicle for the last 5yrs continuously and has been accident and conviction free. In recognition of this customers claim free driving on another vehicle, some of our companies will offer the client a 5yr discount to this customer to help bring the cost of the policy down until they build up their own NCB again.