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Every business runs differently, so when looking for office insurance, it’s important to consider the risks your livelihood and workforce may face in future.
At One Sure, we understand that every business has its own unique needs when it comes to insurance, which is why we’ll guide you every step of the way to getting the coverage you need.
The most common types of insurance cover that offices need include:
Office insurance protects your business against losses resulting from a fire, theft, vandalism and more issues, such as business interruption and liability.
If you’re leasing an office space, commercial property insurance may be a condition of your lease.
Ultimately, the right policy can save you thousands (and possibly millions) in unforeseen expenses if something bad happens.
Your office may need professional indemnity insurance because it provides financial protection in the event of claims made by clients or customers. These claims usually concern losses they have suffered as a result of your professional services or advice.
This type of insurance is particularly important for businesses that provide professional services, such as accountants, solicitors, or consultants.
Professional indemnity insurance can help cover the costs of defending against claims, as well as any damages or compensation awarded to the claimant. Without this type of insurance, your business could be exposed to significant financial losses, legal fees, and reputational damage.
Having this sort of cover in place shows that your business takes its professional responsibilities seriously and is committed to providing high-quality services to its clients.
Business insurance is not a legal requirement for offices in the same way that employer liability insurance is for businesses that employ staff.
Some types of business insurance may be required by law or by contractual obligations, depending on the nature of your business and the services you provide.
Your office is legally required to have employer’s liability insurance if you have employees.
Additionally, if your business operates in certain industries, such as construction or transportation, you may be required to have specific types of insurance coverage.
Even if business insurance is not a legal requirement for your office, it is highly recommended as it provides financial protection against a range of risks and liabilities.
This can include property damage, theft, and liability claims. Without insurance, your business could be vulnerable to financial loss and become unable to continue.
Find Out More
Here are just some of the reasons why you should get a quote with us.
As one of the UK's leading insurance brokers, we know the industry inside-out and will find you the coverage you need.
Our insurance experts will always find you the lowest price possible on the correct cover. However, if you send proof you’ve found a cheaper like-for-like quote in 48 hours? It’s money-back guaranteed.*
Renewals are always simple with us. We’ll compare the policies you need and find the most up-to-date offers to get you the best quote on the market.
If you need to make changes to your business insurance policy, our friendly team is only a phone call away.
*Take out an insurance policy with One-Sure Insurance, and if you find a cheaper Insurance quotation within 48 hours, subject to written proof being received that the Insurance quotation is on a like-for-like basis, we will cancel the Insurance policy and issue you with a full refund.
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