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Insurance for Pubs, Restaurants and Bars.
Specialist Policies Tailored for the Hospitality Sector.
Public and Employers Liability Cover Available.
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Running a pub and restaurant is no easy feat. With so many elements to consider when keeping your business afloat, having the right insurance will cross at least give you peace of mind that you’re protected if the unexpected occurs.
Pub insurance, also known as public house insurance, is a form of business insurance intended to protect all kinds of licensed establishments, such as restaurants, bars, and late-night bars.
As a pub owner, you may not necessarily need professional indemnity insurance, as this type of insurance usually covers businesses that provide professional advice or services.
However, if you provide services such as event planning or catering, you should consider professional indemnity insurance to protect your business against claims of negligence or errors in your services.
Public house cover usually includes the following:
Liability insurance is one of the most important types of coverage that pubs and restaurants need. It protects your business from expensive legal claims if a customer or member of the public is injured, or their property is damaged.
Public liability insurance is not a legal requirement like employer liability cover, which is why many people get confused between the two policies.
Even if you take every precaution to ensure the safety of your customers, accidents can still happen, so we highly recommend that businesses working with the public have this cover.
We know it’s not generally the first ailment that comes to mind when the average person thinks of the word ‘injury’.
However, in business insurance policies for pubs and restaurants, food poisoning is classed as an injury and will be covered if your policy includes products liability.
While you serve your customers, we’ll take care of your insurance. Call us on 0800 107 1264 to chat with our team of experts who will advise you on the perfect policies for your business and get a free quote today.
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Here are just some of the reasons why you should get a quote with us.
Our insurance experts will always find you the lowest price possible on the correct cover. However, if you send proof you’ve found a cheaper like-for-like quote in 48 hours? It’s money-back guaranteed.*
Renewals are always simple with us. We’ll compare the policies you need and find the most up-to-date offers to get you the best quote on the market.
If you need to change your pub and restaurant insurance policy, our friendly team is only a phone call away and happy to help.
As one of the UK's leading insurance brokers, we specialise in niche insurance policies and will find your pub and restaurant the coverage you need.
*Take out an insurance policy with One-Sure Insurance, and if you find a cheaper Insurance quotation within 48 hours, subject to written proof being received that the Insurance quotation is on a like-for-like basis, we will cancel the Insurance policy and issue you with a full refund.
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