Motor Trade Insurance for Under 25's
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Road Risks Insurance
  • We Offer Road Risk Policies!
  • Named Drivers Under 25 Years Old!
  • Buy & Sell From Your Home
  • We Could Save You Lots Of £££
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Call for our best price: 0800 107 1260 or Mobile Friendly: 0330 100 9093

Under 25s Motor Trade Insurance

Under 25? We Could Help You

More and more under 25's are looking to enter the motor trade industry as a way to build their own business. Whether you're looking to buy and sell cars, run a valeting company or you're a car jockey, we know how difficult it is to get a motor traders insurance policy while being under the age of 25. As a broker, we have access to several underwriters who may be willing to look at your risk profile and offer terms.

Traders Insurance For Under 25 Year Olds

While mainstream insurers tend to shy away from those under 25 year olds, we do have access to some underwriters who could consider such a risk. While it's usually extremely difficult to place an under 25 as the main policy holder, we are usually able to get an under 25 added to the policy as a named driver. However, insurers may impose special terms such as third party only cover, or they may increase the premium because of the increased risk.

Some motor trade brokers only work with one or two underwriters which mean they can't usually place under 25 risks. Here at One Sure, we have access to a diverse panel of insurers meaning we can shop the market and speak directly with the underwriters to clarify and explain unique circumstances. For example, the under 25 you want to add to the policy may have substantial driving experience. In cases such as this, we can communicate directly with insurers to ensure they have the full picture before making a decision on whether to quote.

Avoiding Expensive Under 25 Insurance Premiums

Much like the car insurance industry, motor trade insurers view under 25's as a higher overall risk. Based on statistics, drivers under 25 are more likely to be involved in an accident. This can often cause premiums to skyrocket, or even cause insurers to not quote at all. Luckily, there are a few underwriters who love to quote unusual and high risk policies. 

This often means that you'll need a tailor-made and custom policy suited to the needs and requirements of your traders business. There may be unique clauses and exclusions added to your policy, and you may need to satisfy certain criteria before the policy is incepted. Once agreed, we can often secure terms on both third party and a comprehensive basis - giving you complete peace of mind that your motor trade business is protected at all times.

No matter whether you work in the valeting industry, run a mechanics workshop, or simply buy and sell vehicles from home (road risks insurance) - we can help you to get a competitive quote for under 25s motor trade insurance.