Motorhome Insurance
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Accredited by Insurance Council UK
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Overview

Investing in a motorhome, so you can travel without missing your home comforts is an achievement that many dream of. 

Whether you’re preparing for family holidays or even those big adventures ready for your retirement, it’s essential to protect your new holiday home on wheels with motorhome insurance. 

With our vast experience in the industry and team of insurance experts, insuring your motorhome will always be an easy ride at One Sure.

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What is the difference between a motorhome and a campervan?

Caravans and motorhomes will offer an unforgettable adventure and different levels of facilities for extra comfort on the move.

If you’re looking for a bit of flexibility, a (class B) campervan is small and compact, which makes it perfect for short stays.

Some have really basic creature comforts like a bed and even a little hob for cooking. 

However, it’s not exactly going to be as comfortable as a motorhome!

For those looking for more space on long trips, motorhomes are ideal as they are larger vehicles packed with a range of home comforts, such as a kitchen, bathroom, and sleeping facilities.   

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What vehicles can I get motorhome insurance for?

Motorhome insurance can cover a wide variety of vehicles, other than just the classic RV variety.  

 We can get motorhome insurance quotes for the following vehicles: 

  • Micro motorhomes. 
  • Campers, people carriers, and panel vans converted by professionals. 
  • DIY ‘self-converted’ campers, people carriers, lorries, trucks and panel vans. 
  • Bus or coach conversions.  
  • USA-style motorhomes and RVs. 

If you’re not sure if you need a motorhome policy for your vehicle, we’re happy to help. Feel free to call us on 0800 107 1565 for any questions on insurance and motorhomes.  

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Cover Options

Our insurers can cover:
  • Liability to third parties in the event of an accident, injury or death.

  • Options of a replacement or help towards repairs if your motorhome is stolen or damaged

  • Depending on your policy, you could be paid the market value in the event of a loss of your motorhome.

  • Coverage within EU, EEA, and Schengen zones.

What's not included:
  • Damage to tyres due to the application of brakes, side slips, cuts, bursts or punctures outside of an accident.

  • Loss or damage caused by impounding.

  • Theft if your motorhome has been left unlocked, unattended and unsecured.

  • Gradual wear and tear developed over time.

  • Accident or injury resulting from unsafe loading and over-capacitated motor home.

The above is not a comprehensive list of all the coverage available on the same policy. It is a guide to what may be covered, depending on your policy, insurer, and circumstances.

Our team is trained and authorised to provide advisory services to help ensure a policy meets your requirements. We will take the time to understand your specific needs and thoroughly explain the coverage available via your policy and insurer – including any applicable limits and exclusions.

Get Insured to Ensure Peace of Mind.

Find Quality Cover at an Affordable Price.

Why Choose Us?

Here are just some of the reasons why you should get a quote with us.

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    Changes to Your Policy

    If you need to change your motorhome insurance policy, our friendly team is only a phone call away and happy to help.

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    Hassle-Free Renewals

    Renewals will always be easy with us. Along with comparing the most up-to-date offers to get you the best quote on the market, we’ll advise you on any extra cover you need

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    Policies at Affordable Prices

    Our insurance experts will always find you the lowest price possible on the correct cover. However, if you send proof you’ve found a cheaper like-for-like quote in 48 hours? It’s money-back guaranteed.*

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    Trusted Panel of Underwriters

    As one of the UK's leading insurance brokers, we specialise in niche insurance policies and will find you the coverage you need.

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*Take out an insurance policy with One-Sure Insurance, and if you find a cheaper Insurance quotation within 48 hours, subject to written proof being received that the Insurance quotation is on a like-for-like basis, we will cancel the Insurance policy and issue you with a full refund.

Frequently Asked Questions

Does a motorhome have a CRiS number?

Yes, a motorhome can have a CRiS number. CRiS (Central Registration and Identification Scheme) is a system used to register and identify touring caravans, motorhomes, and trailer tents in the UK.

The CRiS number is a unique identification number assigned to a specific vehicle and can be used to help verify the history and ownership of the vehicle. It’s typically found on a small plate or sticker located somewhere on the motorhome, such as the door frame or window.

How much is motorhome insurance? 

The cost of your motorhome insurance premium will depend on where you live, your driving experience and even the insurer you choose. Discover how much you can save on your motorhome insurance by calling us now on 0800 107 1565 for a free quote.

Does a motorhome have a CRiS number?

Yes, a motorhome can have a CRiS number. CRiS (Central Registration and Identification Scheme) is a system used to register and identify touring caravans, motorhomes, and trailer tents in the UK.

The CRiS number is a unique identification number assigned to a specific vehicle and can be used to help verify the history and ownership of the vehicle. It’s typically found on a small plate or sticker located somewhere on the motorhome, such as the door frame or window.

Does my home contents insurance cover items in my motorhome?

Whether or not your home contents insurance covers items in your motorhome will depend on the specific policy you have.

Some home contents insurance policies may include coverage for personal belongings while they are away from your home, including in a motorhome. However, it’s important to review your policy documents or check with your insurance provider to confirm if this is the case for your policy.

If your home contents insurance policy doesn’t provide coverage for items in your motorhome, you may want to consider taking out separate motorhome insurance that includes coverage for your personal belongings.

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Sharna Ridge
Author Sharna Ridge
Last Updated March 20, 2026

This article has been reviewed and updated to ensure accuracy and compliance with current insurance regulations.
One Sure Insurance is committed to providing reliable, up-to-date information to help you make informed decisions about your motorhome insurance coverage.

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