Pet Insurance
Find the right cover for your pet.

Yes, we can find pet insurance coverage for older pets such as senior dogs, cats, and rabbits. 

However, policies for senior pets may have higher premiums and exclusions for pre-existing conditions. We’ll ask the right questions regarding medical history and do our best to search among our panel of insurers to ensure you get the coverage your pet needs.

No, routine vaccinations are not covered as they are considered preventative care. 

However, many veterinary practices have their own ‘pet club’ loyalty schemes where you can get a percentage knocked off of your vaccinations if you join their subscription service.

Most policies cover dental treatment for accidents or dental injuries. Routine dental care or gum disease will not always be covered, though, unless you opt for a more comprehensive policy. If teeth cleaning or routine dental work is what you require in your pet’s coverage, then please let us know during the application process.

Certain policies may reimburse the purchase price of a pet if they pass away from an illness or accident. You’d usually need a receipt of the purchase if you brought your pet from a breeder or proof of adoption and donation fees if they’re from a rescue.

When choosing pet insurance for your cat, look for a policy that covers accidents, illnesses, and chronic conditions. 

Ultimately, you’ll need to keep in mind that cats have a long lifespan, and your insurance will need to cater to the illnesses and ailments that could occur over time. Cats can live on average for 13 to 20 years, and there have even been a few notable cases of felines reaching 30 years old. 

Definitely consider policies focused on preventive lifetime cover and care, as well as if there are exclusions, such as pre-existing conditions or, if your cat is a purebred pedigree, any breed-specific health issues.

Most standard pet insurance policies do not cover behavioural training or therapy. Some comprehensive policies may offer this as an add-on, especially if your pet is a puppy.

Many policies cover euthanasia if recommended by a vet due to severe illness or injury. The exact circumstances under which this is covered will depend on your coverage and insurer.

Neutering is considered a routine procedure and is not always covered by pet insurance. 

Some policies may cover cremation costs, but this varies between insurers and policy levels.

Contact your insurer directly to cancel your policy and explain that your pet has, sadly, passed away. Some providers may offer a partial refund if the mid-term is cancelled, but this depends on your policy and insurer.

Rabbits can be delicate animals, and even minor health issues can escalate quickly. So, your bunny will need pet insurance to cover the medical costs should it become sick or injured. 

As a species, rabbits may be prone to a variety of health issues that can require veterinary care from small animal vet specialists. Common problems that pet rabbits face include dental disease, gastrointestinal stasis, and respiratory infections. All of these medical issues can become serious if your bunny is not treated promptly.

It’s illegal to have an XL bully now unless you have a certificate of exemption from your local police. 

Since the XL bully ban in 2024, many owners have been understandably worried about pet insurance as they have begun the process of adhering to the regulations to keep their beloved pets.

Before you purchase a policy, you must declare if you believe your dog is a restricted breed – even if they could be a mixed breed. Some insurance policies may not cover restricted or banned breeds, even if you have a licence.