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Public Liability Insurance For Santas.
Provides Financial Protection In The Event Of Claims.
Ideal For Actors Performing As Santas Or Characters For Events.
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Being Santa is a rewarding role that comes with a lot of responsibility. A performer playing Father Christmas would need professional liability insurance as they frequently interact with the public.
Professional liability insurance for Santa acts as a financial safeguard should any claims be filed against the performer by a member of the public. Most agencies will insist on their professional Santas already having a public liability policy before they’ve decided even to represent them.
However, if you’re wondering what insurance the real Santa would need, check out our urgent appeal to get the jolly red-suited fellow to renew his insurance: Santa, Please Renew Here!
Public liability insurance is crucial for professional Santas who interact with the public. It helps safeguard against unforeseen accidents or incidents resulting in serious legal and financial consequences.
This type of insurance protects against financial losses from injury compensation claims or property damage, depending on the policy. It is designed to cover your legal liability for incidents that occur in public places or on business premises.
Liability coverage will vary from insurer to insurer. Usually, it covers the costs associated with legal fees, compensation payouts, and other expenses relating to defending a claim.
This could include incidents where someone is injured, or their property is damaged due to the policyholder’s or employees’ actions. These actions could be unintentional, but they still require the policyholder to be accountable for their negligence and the lack of caution taken.
Santas interact with the public at events and in public spaces. While outside the standard festive events and grotto jobs, some perform in film and TV and do voice-over work.
Most towns and villages host Santa parades to raise money for local organisations and charities. While shopping centres frequently host their own Santa’s ‘grotto’ for people to visit ‘St Nick’ and tell him what they want for Christmas. Some Santas even visit hospitals and hospices to spread Christmas cheer to patients.
Since their main role involves interacting with the public, liability insurance is essential for this type of performer. If you’re a professional Santa or a performer who works in public spaces and events, we recommend protecting yourself financially from potential claims before they occur. Find out more about public liability cover and the policies available now by calling our insurance experts on 08003777390.
Here are just some of the reasons why you should get a quote with us.
*Take out an insurance policy with One-Sure Insurance, and if you find a cheaper Insurance quotation within 48 hours, subject to written proof being received that the Insurance quotation is on a like-for-like basis, we will cancel the Insurance policy and issue you with a full refund.