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Santa Liability Insurance
Santa Liability Insurance
Find the right cover to suit you.
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Public Liability Insurance For Santas.
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Provides Financial Protection In The Event Of Claims.
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Ideal For Actors Performing As Santas Or Characters For Events.
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What insurance does a professional Santa need?
Being Santa is a rewarding role that comes with a lot of responsibility. A performer playing Father Christmas would need professional liability insurance as they frequently interact with the public.
Professional liability insurance for Santa acts as a financial safeguard should any claims be filed against the performer by a member of the public. Most agencies will insist on their professional Santas already having a public liability policy before they’ve decided even to represent them.
However, if you’re wondering what insurance the real Santa would need, check out our urgent appeal to get the jolly red-suited fellow to renew his insurance: Santa, Please Renew Here!
What is public liability insurance?
Public liability insurance is crucial for professional Santas who interact with the public. It helps safeguard against unforeseen accidents or incidents resulting in serious legal and financial consequences.
This type of insurance protects against financial losses from injury compensation claims or property damage, depending on the policy. It is designed to cover your legal liability for incidents that occur in public places or on business premises.
Liability coverage will vary from insurer to insurer. Usually, it covers the costs associated with legal fees, compensation payouts, and other expenses relating to defending a claim.
This could include incidents where someone is injured, or their property is damaged due to the policyholder’s or employees’ actions. These actions could be unintentional, but they still require the policyholder to be accountable for their negligence and the lack of caution taken.
What do professional Santas do?
Santas interact with the public at events and in public spaces. While outside the standard festive events and grotto jobs, some perform in film and TV and do voice-over work.
Most towns and villages host Santa parades to raise money for local organisations and charities. While shopping centres frequently host their own Santa’s ‘grotto’ for people to visit ‘St Nick’ and tell him what they want for Christmas. Some Santas even visit hospitals and hospices to spread Christmas cheer to patients.
Since their main role involves interacting with the public, liability insurance is essential for this type of performer. If you’re a professional Santa or a performer who works in public spaces and events, we recommend protecting yourself financially from potential claims before they occur. Find out more about public liability cover and the policies available now by calling our insurance experts on 08003777390.
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Why Choose Us?
Here are just some of the reasons why you should get a quote with us.
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Trusted Panel of Underwriters
As one of the UK's leading insurance brokers, we specialise in niche insurance policies and will find you the coverage you need.
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Hassle-Free Renewals
Renewals are always simple with us. We’ll compare the policies you need and find the most up-to-date offers to get you the best quote on the market.
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Changes to Your Policy
If you need to change your insurance policy, our friendly team is only a phone call away and happy to help.
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Policies at Affordable Prices
Our insurance experts will always find you the lowest price possible on the correct cover. However, if you send proof you’ve found a cheaper like-for-like quote in 48 hours? It’s money-back guaranteed.*
*Take out an insurance policy with One-Sure Insurance, and if you find a cheaper Insurance quotation within 48 hours, subject to written proof being received that the Insurance quotation is on a like-for-like basis, we will cancel the Insurance policy and issue you with a full refund.
Frequently Asked Questions
What skills do I need to be a professional Santa?
Being a professional Santa essentially means that you are playing St Nicholas himself.
Improvisation skills, a warm demeanour, and being able to talk to small children – who can be quite unpredictable – are all traits necessary to succeed as a professional Santa Claus.
With everyone having their own idea of what Santa should be like, it takes a skilled actor to fill these boots.
Does a professional Santa need a DBS check?
A standard DBS check is usually required by most agencies that allow you to hire Santa performers.
Most agencies will only take on a professional Santa performer if they have a DBS and public liability insurance for performers.
