Hotel Insurance
Find the right cover to suit you.

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    Business Insurance for Hotels, B&Bs and Guest Houses.

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    Protect Your Business With Buildings and Contents Cover.

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    Take Precautions With Liability and Commercial Legal Expenses.

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How it Works

  • Get in touch.

    Click below or call us for a free quote.
  • Talk to our team.

    We'll guide you through policies and prices.
  • Get insured today.

    Pick a policy, and we'll sort everything.

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Whether you run a B&B, a guest house, or work as part of a hotel group, our insurance experts can get you covered. From liability coverage to commercial legal protection, we’ll guide you through getting each aspect of your business the tailored cover it needs.

Do hotels have insurance covering accidental damage?

Yes, hotel insurance policies usually have options for coverage that includes accidental damage.

It is usually included in a comprehensive policy that provides protection against a range of risks and liabilities that may arise in the course of running a hotel business. Accidental damage coverage may include damage to hotel property caused by guests, such as broken furniture or damaged fixtures, as well as damage caused by natural disasters, fire, or other unforeseen events.

How much is hotel insurance and how can I get it?

If you’re looking to insure your B&B, hotel or guest house, then you’re in the right place. The cost of your hotel insurance will vary depending on your insurer and the level of coverage you need.

Our friendly team will not only find you the most competitive quotes on the market, but we can advise you on the cover you need for your business.

Call us today on 0800 107 1264 to get a free quote on hotel insurance.

Optional Extras

  • Commercial Legal

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Get Insured to Ensure Peace of Mind.

Find Quality Cover at an Affordable Price.

Why Choose Us?

Why Choose Us?

Here are just some of the reasons why you should get a quote with us.

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    Policies at Affordable Prices

    Our insurance experts will always find you the lowest price possible on the correct cover. However, if you send proof you’ve found a cheaper like-for-like quote in 48 hours? It’s money-back guaranteed.*

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    Hassle-Free Renewals

    Renewals are always simple with us. We’ll compare the policies you need and find the most up-to-date offers to get you the best quote on the market.

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    Changes to Your Policy

    If you need to change your hotel insurance policy, our friendly team is only a phone call away and happy to help.

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    Trusted Panel of Underwriters

    As one of the UK's leading insurance brokers, we specialise in niche insurance policies and will find you the coverage you need.

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*Take out an insurance policy with One-Sure Insurance, and if you find a cheaper Insurance quotation within 48 hours, subject to written proof being received that the Insurance quotation is on a like-for-like basis, we will cancel the Insurance policy and issue you with a full refund.

Frequently Asked Questions

What insurance cover do I need for a hotel?

When running a hotel, you’ll need to consider the following coverage for your business:

  • Employers’ & public liability insurance safeguards against claims from employees, guests or visitors who may be injured or experience property damage on your premises.
  • Buildings and contents insurance coverage for your hotel building, furnishings, stock and equipment against risks like fire or flood.
  • Business interruption insurance compensates for income loss due to unexpected disruptions that may put the business on ice for an undetermined period.
  • Products liability: If you manufacture, distribute, or sell food products, products liability insurance can protect you against claims related to injury or illness caused by consuming your products. It can cover legal costs, settlements, or damages associated with such claims.
  • Commercial legal protection provides financial support for legal expenses associated with certain legal disputes and claims that a hotel may encounter in the course of its operations.

Insure Your Hotel Today

Get quality cover today at an affordable price in just minutes. We'll take care of everything from comparing quotes to policy add-ons.