GET A QUOTE

Hotel Insurance
Find the right cover to suit you.

  • Business Insurance for Hotels, B&Bs and Guest Houses.

  • Protect Your Business With Buildings and Contents Cover.

  • Take Precautions With Liability and Commercial Legal Expenses.

Call Today for Our Best Price
Line Icon
GET INSURED IN THREE EASY STEPS

How it Works

Line Icon
  • Get in touch.

    Click below or call us for a free quote.
  • Talk to our team.

    We'll guide you through policies and prices.
  • Get insured today.

    Pick a policy, and we'll sort everything.

Have a look

Our Accreditations

Accredited by Insurance Council UK
Member of British Insurance Brokers Association
Certified by Motor Trade Association

Overview

Whether you run a B&B, a guest house, or work as part of a hotel group, our insurance experts can get you covered. From liability coverage to commercial legal protection, we’ll guide you through getting each aspect of your business the tailored cover it needs.

Image Left Column Hotel Insurance

Do hotels have insurance covering accidental damage?

Yes, hotel insurance policies usually have options for coverage that includes accidental damage.

It is usually included in a comprehensive policy that provides protection against a range of risks and liabilities that may arise in the course of running a hotel business. Accidental damage coverage may include damage to hotel property caused by guests, such as broken furniture or damaged fixtures, as well as damage caused by natural disasters, fire, or other unforeseen events.

Image Right Column Hotel Insurance

How much is hotel insurance and how can I get it?

If you’re looking to insure your B&B, hotel or guest house, then you’re in the right place. The cost of your hotel insurance will vary depending on your insurer and the level of coverage you need.

Our friendly team will not only find you the most competitive quotes on the market, but we can advise you on the cover you need for your business.

Call us today on 0800 107 1264 to get a free quote on hotel insurance.

Optional Extras

  • Extra Button
    Commercial Legal

    Find Out More

Get Insured to Ensure Peace of Mind.

Find Quality Cover at an Affordable Price.

Why Choose Us?

Why Choose Us?

Here are just some of the reasons why you should get a quote with us.

  • Icon house
    Policies at Affordable Prices

    Our insurance experts will always find you the lowest price possible on the correct cover. However, if you send proof you’ve found a cheaper like-for-like quote in 48 hours? It’s money-back guaranteed.*

  • Icon house
    Hassle-Free Renewals

    Renewals are always simple with us. We’ll compare the policies you need and find the most up-to-date offers to get you the best quote on the market.

  • Icon house
    Changes to Your Policy

    If you need to change your hotel insurance policy, our friendly team is only a phone call away and happy to help.

  • Icon house
    Trusted Panel of Underwriters

    As one of the UK's leading insurance brokers, we specialise in niche insurance policies and will find you the coverage you need.

Bespoke image

*Take out an insurance policy with One-Sure Insurance, and if you find a cheaper Insurance quotation within 48 hours, subject to written proof being received that the Insurance quotation is on a like-for-like basis, we will cancel the Insurance policy and issue you with a full refund.

Frequently Asked Questions

What insurance cover do I need for a hotel?

When running a hotel, you’ll need to consider the following coverage for your business:

  • Employers’ & public liability insurance safeguards against claims from employees, guests or visitors who may be injured or experience property damage on your premises.
  • Buildings and contents insurance coverage for your hotel building, furnishings, stock and equipment against risks like fire or flood.
  • Business interruption insurance compensates for income loss due to unexpected disruptions that may put the business on ice for an undetermined period.
  • Products liability: If you manufacture, distribute, or sell food products, products liability insurance can protect you against claims related to injury or illness caused by consuming your products. It can cover legal costs, settlements, or damages associated with such claims.
  • Commercial legal protection provides financial support for legal expenses associated with certain legal disputes and claims that a hotel may encounter in the course of its operations.
Call Us
Sharna Ridge
Author Sharna Ridge
Last Updated March 20, 2026

This article has been reviewed and updated to ensure accuracy and compliance with current insurance regulations.
One Sure Insurance is committed to providing reliable, up-to-date information to help you make informed decisions about your hotel insurance coverage.

Affordable Protection, Tailored for You

Building long-lasting relationships based on trust and exceptional service.
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful. Cookies/mobile ad identifiers may be used for personalised and non-personalised advertising. Google may use your personal data according to Google’s Business Data Responsibility Site.

Strictly Necessary Cookies

Strictly Necessary Cookie should be enabled at all times so that we can save your preferences for cookie settings and for the correct functioning of the website. More information can be found in our Cookie Policy

3rd Party Cookies

This website uses:

  • Google Analytics: This cookie is used to gather valuable insights into website traffic and user behaviour. It helps us understand how visitors interact with the site, such as the pages they visit, the duration of their visit, and the source of their traffic. This data allows website us to make informed decisions to improve our website's performance and user experience. Cookies/mobile ad identifiers may be used for personalised and non-personalised advertising. Google may use your personal data according to Google’s Business Data Responsibility Site.
  • Google Ads: This cookie is utilized for tracking and optimizing online advertising campaigns. It helps us measure the effectiveness of our Google Ads campaigns by tracking user interactions, such as ad clicks and conversions. By analysing this data, we can refine our advertising strategies and target relevant audiences more effectively. Cookies/mobile ad identifiers may be used for personalised and non-personalised advertising. Google may use your personal data according to Google’s Business Data Responsibility Site.
  • Facebook Pixel: This cookie enables us to measure, optimize, and build audiences for our Facebook advertising campaigns. It tracks user interactions on the website and provides insights into the effectiveness of Facebook ads by measuring conversions, retargeting website visitors, and creating custom audiences. This data helps us reach our target audience and deliver more personalized and relevant ads.
  • Google Tag Manager: Google Tag Manager (GTM) is a tag management system provided by Google. It allows us to easily manage and deploy the Google Analytics, Google ads & Facebook Pixel tags and tracking codes on our website without manually editing the website's code.
  • gclid: The "gclid" cookie is used in the context of Google Ads campaigns that utilize the Google Click Identifier (gclid). When a user clicks on a Google Ads advertisement, the gclid parameter is appended to the landing page URL. The gclid cookie is then set to store this unique identifier. The gclid cookie serves several purposes:
  • os_affinity_code: This cookie allows us to track the utm_campaign links from marketing campaigns, to track the return on investment (ROI) by sending the campaign name through our website forms, and dynamically changing the numbers on the website to campaign specific phone numbers.

Keeping this cookie enabled helps us to improve our website.

Additional Cookies

This website uses the following additional cookies:

  • Microsoft Clarity: This cookie is used for website analytics and optimization. It provides us with detailed insights into user behaviour, including heatmaps, session recordings, and click-tracking. This data helps website owners identify areas for improvement, such as website usability, page layout, and user engagement. By understanding how users interact with our site, we can enhance the overall user experience and increase conversion rates.