Scooter Insurance
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    Comprehensive Cover Available.

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    UK-Based Insurance Experts.

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Scooter insurance is essential for getting on the road so you can go from A to B.

Whether you need insurance for a 125cc scooter for more rural areas or a 50cc for zipping through the city, we can get you covered. 

What does scooter insurance cover?

The types of insurance coverage you can get for your scooter are: 

  • Third-Party Only covers the other person in the event of an accident. It is the minimum cover required by law.
  • Third-Party, Fire & Theft that covers the above, plus your scooter’s damage if there is damage from a fire, an attempt of theft or if it is stolen. 
  • Comprehensive covers all of the above, plus accidental damage, accident cover, and additional extras (even if you’re at fault), which vary depending on your insurer. 

With our expertise and experience, we can find the perfect policy to suit you. Call our friendly team on 0800 107 0945 for a chat and get a free scooter insurance quote.

What do you need to insure a scooter?

To get a quote for scooter insurance, you will need to provide the following information:

  • Vehicle registration document (V5C) for proof of ownership
  • Your number plate
  • Your annual mileage
  • The make, model and year of manufacture of your scooter
  • If you have any No Claims Bonuses
  • Disclosure of any convictions
  • Details of any modifications you have made to your scooter
  • Your driving history, including information on previous claims and accidents in the last five years


Optional Extras

  • Legal Protection

    Find Out More

  • Breakdown

    Find Out More

  • Excess Protection

    Find Out More

Cover Options

Our insurers can cover you for:
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    Damage to third-party’s property and compensation for their injuries.

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    Replacement cover for scooters owned from new.

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    Recovery cover available under comprehensive cover.

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    Depending on your policy, coverage to ride another person’s scooter.

What's not included:
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    Degradation and wearing developed gradually over time.

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    Individuals driving your scooter without a CBT or those disqualified from driving.

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    Any theft, loss, or damage if your scooter has not been appropriately secured.

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    Theft, loss or damage if your keys are still in the ignition.

Get Insured to Ensure Peace of Mind.

Find Quality Cover at an Affordable Price.

Why Choose Us?

Here are just some of the reasons why you should get a quote with us.

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    Changes to Your Policy

    If you need to change your scooter insurance policy, our friendly team is only a phone call away and happy to help.

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    Trusted Panel of Underwriters

    As one of the UK's leading insurance brokers, we specialise in niche insurance policies and will find you the coverage you need.

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    Policies From Just £64** per Year

    Our insurance experts will always find you the lowest price possible on the correct cover. However, if you send proof you’ve found a cheaper like-for-like quote in 48 hours? It’s money-back guaranteed.*

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    Hassle-Free Renewals

    Renewals are always simple with us. We’ll compare the policies you need and find the most up-to-date offers to get you the best quote on the market.

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*Take out an insurance policy with One-Sure Insurance, and if you find a cheaper Insurance quotation within 48 hours, subject to written proof being received that the Insurance quotation is on a like-for-like basis, we will cancel the Insurance policy and issue you with a full refund.

How much does scooter insurance cost?

Prices start from £64**per year

Get your quotes in minutes – prices are guaranteed for 30 days.

Get your tailored quotes in minutes

**This price reflects the cheapest policy we have sold this year (2022), based on ideal risk circumstances, and may not be representative of the price you'll be quoted for your insurance policy and/or risk level.

Frequently Asked Questions

Why do I need scooter insurance?

Scooter insurance is a legal requirement to ride on public roads. If you are caught riding an uninsured scooter, you can be fined, receive penalty points on your driving licence, or even have your scooter seized.  

Without insurance, you would be personally responsible for any expenses related to theft, damage, or accidents involving your scooter. Having the right insurance policy will give you peace of mind that you won’t be left with huge expenses if something unfortunate happens to your scooter.  

Can I insure my scooter without a CBT?

You need to have completed Compulsory Basic Training (CBT) to get on the road with a scooter. Most insurers will require you to have at least your CBT completed before insuring your scooter.  

However, there are some exceptions to this rule. You do not need a CBT for your scooter if you will be riding a moped up to 50cc, have passed your driving test before February 2001, or you have already got a full moped licence on or before 1st December 1990.  


Insure Your Scooter Today

Get quality cover today at an affordable price in just minutes. We'll take care of everything from comparing quotes to policy add-ons.