Commercial Insurance
Find the right cover to suit you.

Your commercial building insurance coverage will vary depending on the insurer you choose. Here are some of the most common types of cover that commercial landlords opt for:

• Building structure: It provides coverage for the physical structure of the commercial building, including the walls, roof, floors, and foundations. This coverage typically protects against perils such as fire, explosion, storm damage, vandalism, and, if chosen, accidental damage.
• Contents: Commercial building insurance can also cover the contents and assets within the building, such as equipment, machinery, furniture, inventory, and stock. This coverage protects against risks like theft, damage, or loss due to covered perils.
• Business interruption: This coverage helps businesses recover lost income and cover ongoing expenses if the commercial building becomes uninhabitable or temporarily unusable due to a covered event, such as a fire or a natural disaster. It can compensate for lost profits, fixed expenses, and additional costs incurred during the interruption.
• Liability: Commercial building insurance often includes public liability coverage, which protects the business against claims made by third parties for injury or property damage that occurs on the premises. This coverage can help cover legal fees, compensation claims, and related expenses.