Courier Insurance
Find the right cover to suit you.

  • icon checked

    Comprehensive and Goods in Transit Available.

  • icon checked

    Insurance for Both Full & Part-Time Van Couriers.

  • icon checked

    UK-Based Team.

Call Today for Our Best Price

How it Works

  • Get in touch.

    Click below or call us for a free quote.
  • Talk to our team.

    We'll guide you through policies and prices.
  • Get insured today.

    Pick a policy, and we'll sort everything.

Have a look

Our Accreditations

logo company
logo company
logo company


For delivery drivers transporting parcels and goods for profit, courier insurance is necessary for your van. As couriers, you will spend longer on the road than a standard driver. This means you will need specialist insurance that protects your van during your working day.

What does courier insurance cover?

The main types of courier van insurance cover are:

  • Third-Party Only is the most basic level of cover against injury and death caused to a third party and damage to said person’s property by the vehicle listed on the policy.
  • Third-Party, Fire and Theft encompass all of the above, along with cover for damages caused by fire, or theft of vehicles connected to your business.
  • Comprehensive courier insurance covers all of the above, including accidental damage and personal injury. Some policies will also include vandalism and windscreen cover, but this can vary depending on the insurer you choose.

Does courier insurance include goods in transit insurance?

It’s easy to see why courier insurance is often confused with goods in transit insurance. Both self-employed and couriers employed as part of a business often purchase goods in transit cover alongside their courier insurance policy.

Goods in transit is a policy that couriers need to cover only the parcels and belongings that delivery drivers carry between drop-off zones on multiple, short journeys. 

In contrast, courier insurance does not cover the actual goods transported but your van and a third party’s vehicle. This is why we highly recommend couriers take our additional coverage, such as public liability and goods in transit insurance.

Optional Extras

  • Legal Protection

    Find Out More

  • Breakdown

    Find Out More

  • Excess Protection

    Find Out More

Cover Options

Our insurers can cover you for:
  • icon checked

    Legal liability for injuries or fatalities to a third party.

  • icon checked

    Compensation for loss or damage to personal belongings inside your car caused by fire, lightning, explosion, theft, or attempted theft.

  • icon checked

    Coverage for damages or injuries resulting from an accident.

  • icon checked

    Depending on your policy, the provision for replacing broken windscreens or glass.

  • icon checked

    Provision of replacement vehicles if you are unable to use your own vehicle due to a breakdown or accident.

What's not included:
  • icon not checked

    Incidents where you or any other authorised driver are under the influence of drugs during an accident.

  • icon not checked

    Theft-related loss or damage when the car has been left unlocked or with the keys left inside or on the vehicle.

  • icon not checked

    Repairs or replacements that result in your insured vehicle being in a better condition than before the loss or damage occurred.

  • icon not checked

    Loss, damage, or liability arising from solidification, spillage, leakage, or incorrect delivery.

  • icon not checked

    Gradual wear and tear over time due to insufficient maintenance

  • icon not checked

    Loss or damage deliberately caused by you, an employee, or a business partner.

Get Insured to Ensure Peace of Mind.

Find Quality Cover at an Affordable Price.

Why Choose Us?

Here are just some of the reasons why you should get a quote with us.

  • icon house
    Changes to Your Policy

    If you need to change your policy, our friendly team is only a phone call away and happy to help.

  • icon house
    Trusted Panel of Underwriters

    As one of the UK's leading courier insurance brokers, we’ll find the right policy to suit your business and vehicle with the help of a handful of trusted underwriters.

  • icon house
    Policies at Affordable Prices

    Our insurance experts will always find you the lowest price possible on the correct cover. However, if you send proof you’ve found a cheaper like-for-like quote in 48 hours? It’s money-back guaranteed.*

  • icon house
    Hassle-Free Renewals

    You’ll be in safe hands with our dedicated renewal team. We pride ourselves on always being up-to-date on the latest offers and best courier insurance rates.

bespoke image

*Take out an insurance policy with One-Sure Insurance, and if you find a cheaper Insurance quotation within 48 hours, subject to written proof being received that the Insurance quotation is on a like-for-like basis, we will cancel the Insurance policy and issue you with a full refund.

Frequently Asked Questions

Why is courier van insurance so expensive?

Various factors will make your courier insurance for your van slightly more than your standard car insurance. 

In general, as a courier, you will spend longer on the road than the average driver, which means the risk posed to your vehicle is much higher. This will quickly increase your van’s annual mileage too, making your vehicle more vulnerable to wear and tear.

Where you conduct your business and the number of drops per day will also influence your courier insurance quote. For example, if your business radius is within an area with a higher crime rate, then the risk posed to your vehicle will be significantly higher than average.

Even though courier insurance will cost slightly more than a standard van or car insurance, the peace of mind from this protection is priceless.

What happens if I work as a courier without courier insurance in place?

If a courier works without purchasing a courier insurance policy, they would be classed legally as driving without any insurance and could be fined by the police. The consequences of this type of offence are extremely serious.

Driving without the correct type of insurance, whether intentional or unintentional, will be viewed by the law as being as just bad as having no cover. The fixed penalty fine for driving without insurance is £300, and six penalty points on your licence. However, if the case is carried further to court, the fine could be unlimited, and you could be banned from driving. Worse still, your vehicle may even be impounded or destroyed.

That’s not all. If you are involved in an accident during your shift and do not have the correct insurance, you would need to pay for any damages to​goods, your own van, and someone else’s vehicle. Additionally, if another party pursues legal action against you as an uninsured driver, you would not have any cover to assist with legal fees and fines.

As a result, your insurer might cancel or void the policy in place, which would make insurers hesitate to accept your application for cover in future.

How much is courier insurance?

The cost of your courier insurance for your van will vary depending on your insurance provider’s policies. Our friendly team of insurance experts can do all the hard work for you to compare quotes and find policies tailored to you.

Discover how much your courier insurance will cost by calling our team on 0800 078 7690 for a free quote. 

Insure Your Courier Van Now

Get quality cover today at an affordable price in just minutes. We'll take care of everything from comparing quotes to policy add-ons.