Various factors will make your courier insurance for your van slightly more than your standard car insurance.
In general, as a courier, you will spend longer on the road than the average driver, which means the risk posed to your vehicle is much higher. This will quickly increase your van’s annual mileage too, making your vehicle more vulnerable to wear and tear.
Where you conduct your business and the number of drops per day will also influence your courier insurance quote. For example, if your business radius is within an area with a higher crime rate, then the risk posed to your vehicle will be significantly higher than average.
Even though courier insurance will cost slightly more than a standard van or car insurance, the peace of mind from this protection is priceless.