For convicted drivers, finding car insurance can seem like a mammoth task. Not every insurer will accommodate convicted drivers. However, with years of insurance experience under our belt, we have helped convicted drivers find insurers that are willing to take them on.
What do DVLA offence codes mean?
If you commit a driving offence, your licence will have a DVLA conviction code. Each code represents the offence committed. These can range from a speeding offence and not stopping after an accident to driving under the influence or even death by dangerous driving. Each code has a certain amount of penalty points assigned to them.
What motoring convictions do you cover?
We can find you insurance coverage if you have the following convictions:
|Accepted DVLA Codes|
|Accident offences: AC10, AC20, AC30.||Licence offences: LC20, LC30, LC40, LC50.|
|Disqualified drivers: BA10, BA30, BA40, BA60. |
Mutual recognition, i.e. disqualified in Northern Island or Isle of Man: MR09, MR19, MR29, MR39, MR49, MR59.
|Miscellaneoous: MS10, MS20, MS30, MS50, MS60, MS70, MS80, MS90.|
|Careless driving: CD10, CD20, CD30, CD33, CD40, CD50, CD60, CD70, CD80, CD90.||Motorway offences: MW10.|
|Construction and use offences: CU10, CU20, CU30, CU40, CU50, CU80.||Pedestrian crossings: PC10, PC20, PC30.|
|Dangerous/reckless driving: DD10, DD40, DD60, DD80, DD90.||Speeding: SP10, SP20, SP30, SP40, SP50.|
|Drink driving: DR10, DR20, DR30, DR31, DR61, DR40, DR50, DR60, DR7.||Traffic direction and signs: TS10, TS20, TS30, TS40, TS50, TS60, TS70.|
|Drug driving: DG10, DG60, DR80, DG40, DR90.||Special code, i.e. drivers who have gained 12 or more penalty points within three years: TT99.|
How can I get car insurance with a driving conviction?
Drivers that have committed motoring offences can have a harder time finding insurers who will accept them. However, there are a few insurers who will insure you with a conviction and over the years, we’ve managed to get insurance for convicted van drivers and car drivers. For advice on insurance after a motoring conviction, call us on 0800 081 6064.