Van Insurance.
Find the right cover to suit you.

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    Policies for Personal and Commercial Use.

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    Additional Cover Such As Courier Available.

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    Prices From Just £130** .

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How it Works

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    Click below or call us for a free quote.
  • Talk to our team.

    We'll guide you through policies and prices.
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Our Accreditations

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If you’re feeling a bit stuck on which type of van insurance you need or want to know more about what we cover, you’re in the right place. 

We’ve been in the insurance business since 2005 and have kept our fingers on the pulse of what customers like you need. Rest assured that you’ll find all the information you need about van insurance here. Do you need more guidance on your insurance? Feel free to call us on 0800 107 0914 to speak to our friendly team.

What are the different types of commercial van policies?

  • Carriage of own goods is the cover that allows you to use your vehicle for business. This will not cover your own business’ goods, your equipment, or portable tools. However, you can get extra tool cover or good in transit insurance separately.  
  • Carriage of goods for hire or reward policies are usually aimed at delivery drivers, couriers and any profession that requires you to transport property or goods for profit. 
  • Haulage is similar to the above but covers a single load of items transported within a long journey.

Is van insurance a legal requirement, and why do I need it?

Insurance will always be a legal requirement for every type of driver – whether you drive a car or a van.

However, only a few drivers realise that you must also ensure that you have the correct type of cover in place for your vehicle.  

Whether you use your van for personal use or to do your work, you will require either a personal or a commercial van insurance policy.

If you don’t have the correct insurance cover for your van, your policy will be rendered invalid. In the eyes of the law, if you are insured with the wrong type of cover, you would be classed as driving without insurance.  

Optional Extras

Optional Extras

  • Legal Protection

    Find Out More

  • Excess Protection

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  • Tool Cover

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  • Breakdown

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Cover Options

Our insurers can cover you for:
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    Comprehensive cover includes a financial sum, depending on your policy, for a new vehicle if your van is destroyed or cannot be recovered.

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    Coverage for legal liability in case of injury or death to a third party.

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    Reimbursement for loss or damage to personal belongings in your car caused by fire, lightning, explosion, theft, or attempted theft.

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    Financial coverage for damage or injury resulting from an accident.

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    Replacement of broken windscreens or glass, depending on the terms of your policy.

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    Coverage for electrical equipment installed in your car for communication, entertainment, and navigation purposes.

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    Breakdown policies available offer roadside assistance.

What's not included:
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    Damage caused by wear and tear due to ageing or use of the car is not covered.

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    Anyone who drives your car without a valid driving licence or is disqualified from driving is not covered.

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    Portable electronics such as laptops and devices not covered under tools.

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    Events such as earthquakes, riots or civil unrest, radioactive contamination, war risks, terrorism, pollution and contamination are excluded from coverage.

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    No coverage is provided for accidents or loss if the car is parked airside on any airport or airfield premises.

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    Any accident caused when the driver is under the influence of drugs is not covered.

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    Loss or damage caused by theft is not covered if the car was left unlocked or the keys were left inside or on the car.

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    Legal action taken against you outside of the United Kingdom is not covered, unless it is a result of using your car in a country for which your insurer has agreed to extend this insurance cover.

Get Insured to Ensure Peace of Mind.

Find Quality Cover at an Affordable Price.

Why Choose Us?

Why Choose Us?

Here are just some of the reasons why you should get a quote with us.

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    Policies From Just £130**

    Our insurance experts will always find you the lowest price possible on the correct cover. However, if you send proof you’ve found a cheaper like-for-like quote in 48 hours? It’s money-back guaranteed.*

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    Hassle-Free Renewals

    Our renewal team will ensure you get the latest offers and deals on the market when it comes to renewing your van insurance.

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    Changes to Your Policy

    Our friendly team is only a phone call away whenever you need to adjust your policy.

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    Trusted Panel of Underwriters

    With decades of experience as specialist insurance brokers, we will find the right policy for your van from our trusted underwriters.

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*Take out an insurance policy with One-Sure Insurance, and if you find a cheaper Insurance quotation within 48 hours, subject to written proof being received that the Insurance quotation is on a like-for-like basis, we will cancel the Insurance policy and issue you with a full refund.

How much does van insurance cost?

Prices start from

Get your quotes in minutes – prices are guaranteed for 30 days.

Find the perfect policy at our best price.

**This price reflects the cheapest policy we have sold this year (2022), based on ideal risk circumstances, and may not be representative of the price you'll be quoted for your insurance policy and/or risk level.

Frequently Asked Questions

Can I have a personal van insurance policy if I use my van to commute to work?

This type of policy will cover your van for personal and social use, such as morning school runs, weekly shopping trips and family outings.

If you plan on using your van as part of your ​​daily commute and for other business activities, then it would be classed as ‘business-related’ activity. In this case, you would need commercial van insurance.

However, some van insurance policies offer coverage if you travel to work in your van but only use your van for personal use. This type of policy is known as being for ‘social domestic, pleasure, and commuting’.

If you need help determining which type of van insurance you need, call our team on 0800 107 0914 with any questions, and we can advise you on the right cover.

Why is van insurance usually more expensive?

If you’ve previously only had car insurance, you will likely see a difference in prices when purchasing a van insurance policy.
Here are just some of the reasons why these policies can be a bit pricier than standard car insurance:

  • If you’re under 25 and have less driving experience, your premium will be slightly higher.  
  • The location of where your van is stored overnight.  
  • The type of van you’re driving.  
  • How you intend to use your van may affect your quote if any add-ons are required. 
  • Vans are more likely to be in an accident as they are used more often and have higher mileage. 
  • A van’s engine and power will be higher than a car which – in the hands of an unskilled driver – can pose a bigger risk in the event of an accident.

If you want to reduce your van insurance quote as much as possible, you will need to show your insurer that you’re a responsible and experienced driver. We can advise on the best ways to try and bring down your insurance premiums once you get in touch with us.

What do I need to get a van insurance quote?

When getting a van insurance quote, you might be asked questions to help calculate the correct price for your policy.

Remember that you will need to have your details to hand on the phone regarding the following information:

  • Full name, address, and occupation. 
  • Overnight location of your van and what you use it for. 
  • The make, model, mileage covered, and age of your van.  
  • Details about any modifications to your vehicle. 
  • What you intend to use your van for.  
  • If you have any medical condition that impacts your insurance or driving.  
  • Details on previous claims or any No Claims Discounts. 
  • Any details of additional drivers on the policy, including their claims and driving history. 
  • Information about previous convictions if you have them. If they are unspent, then you will need specialist van insurance for convicted drivers.

Insure Your Van Today

Get quality cover today at an affordable price in just minutes. We'll take care of everything from comparing quotes to policy add-ons.