Personal & Commercial Van Insurance
One Sure Insurance have grown to become one of the UK's leading independent insurance brokers. With an emphasis in Van Insurance, we actively work with over 20 different van insurers all over the UK to provide our customers with the absolute cheapest van insurance policies. Because we work directly with the underwriters, we are often able to secure discounts on premiums which wouldn't be possible by going direct. To date, we have insured over 10,000 Vans on the UK roads, ranging from modified vans to Camper Vans (Campervans).
We consider ourselves to be van insurance specialists - especially for over 25 van insurance. We guarantee that our van insurance is the cheapest you'll find too - through our cheapest van insurance guaranteed* motto.
Helping You To Obtain The Cheapest Van Insurance Quotes
Van Insurance can be complicated, with many optional extras to choose from - such as business usage. All of our sales advisers are regulated and authorised by the FCA to provide advice and guidance to our customers. As such, we are often able to work with you to try and secure the cheapest quotes for your Van.
We offer an online quotation system which allows you to compare van insurance from the comfort of your own home. If you prefer to pick up the phone and speak with a member of our team, we're open throughout the week and on Saturdays to provide an all-round comprehensive van comparison service. To get in touch with our sales team, simply call us on 0800 107 0914 or 0330 100 9092 (mobile friendly).
Because we are a specialist van insurance broker, we can work with our customers to insure a range of non-modified and modified vehicles. In the past, we have insured vehicles such as converted camper vans, Volkswagen Transporters and any type of transit vans. We are dedicated to helping our customers find the cheapest insurance quotations for their Van.
Comprehensive, Third-Party Fire and Theft, or Third Party
Our insurers are able to offer three types of Van insurance policies:
- Third Party, Fire and Theft
- Third Party
We can also work directly with our insurers and underwriters to have non-standard measures included the policy. For example, if you commute to and from more than one place of work, then we can arrange business use to be added to the policy.
As our van insurance quotations often depend on the level of cover you require, it's important to establish exactly how, when and where you will be using your vehicle. If you're unsure of what level of cover will be best for you, then our trained advisers will be able to provide you with non-biased advice.
Any Driver Van Insurance Explained
One Sure Insurance is proud to work with underwriters to provide our clients with any driver van insurance policies. We are able to communicate directly with our underwriters to add multiple drivers onto one policy. No matter whether you're running a commercial business, or simply transporting goods to and from places of work; we can help you keep your employees on the road through van insurance for any driver.
A typical any driver policy will allow yourself, and possibly several named drivers to be insured through the same policy. It is also possible to add a clause allowing absolutely anybody to drive the vehicle - but these usually have clauses such as the drivers have to be over a certain age, or have to have a certain amount of driving experience before the policy will cover them to drive the van.
The Benefits of choosing One Sure as your Van Insurance Broker
By working with One Sure Insurance, you're effectively shopping over 20 insurers and underwriters simultaneously. While obtaining your quotation, we will pull quotes from all of our insurance partners and provide you with the most appropriate policy for you. Because we obtain quotations from over 20 insurers, you'll often find that we're a lot cheaper than going direct to every company we work with.
We write over 25,000 insurance policies per year - and this gives us leverage to obtain discounts on your behalf. As well as being dedicated to finding you the cheapest van insurance by comparing the market, we also offer some other added perks:
- Free breakdown cover for 2-months - provided just in case you find yourself broken down.
- Legal Expenses Cover
- Excess Protection
- Key Cover
- Personal Accident Cover
- Hire Cars
- Any Driver Van Insurance
We will advise you on what optional added extras are available to you, as well as their relevant pricing structure. In some cases, you might find that we are able to provide a more cost-effective plan in comparison to some of the bigger insurance companies and comparison sites.
It's also important that you double check whether you have a Van, or a vehicle that is classed as a HGV, Lorry or Truck. If your vehicle is over 7.5 Tonne, then it may be considered a HGV, and you may have to consider our HGV Insurance offerings. You may also have a specific type of Van, such as a campervan; which we can still cover - but you need to tell us!
Frequently Asked Questions - Van Insurance
What Insurance Do I Need For A Van?
By law, your van must be insured with third-party insurance as a minimum. It is against to law to drive without any van insurance. Third-party insurance will cover other road users in the case of an accident, but won't provide any protection against your own vehicle. For this reason, the majority of Van drivers opt for comprehensive insurance - which will provide both third party cover, and cover to your own vehicle in the case of accidental damage, theft or fire.
Are Vans Expensive To Insure?
Van Insurance can often be more expensive than other policies such as car insurance. This is because vans are usually driven in connection with commercial gain - i.e. running your own business, or as part of a business fleet. This often results in increased risk for insurance underwriters - and as such, the van insurance policies can be more expensive as a whole. However, it is possible to still obtain cheap van insurance by comparing the whole market, and using insurance underwriters who don't sell directly to the public.
Can I Insure My Van For A Day? Or For A Week?
Short-term van insurance cover is often hard to come by, and can also be excessively expensive. In some cases, we may be able to work directly with our underwriters to provide cover for a short period of time - but as mentioned, this can often attract expensive quotes. Underwriters often view short-term insurance as being much higher risk, as the nature of the use of the vehicle is not always correctly understood. If in doubt, please get in touch and we will advise you accordingly.
How Can I Get Cheaper Van Insurance?
Obtaining cheap van insurance is all about presenting yourself in the best possible way to insurance underwriters. When obtaining a quote, our underwriters will look at several factors - including how long you have had your license, the type of van that you are driving, how much no claims bonus you have, whether you've been involved in an accident or had any motoring offences and several other factors. Personal factors can also play a role too - such as your home postcode, your office postcode and your age. We can advise on the best ways to try and bring down your insurance premiums once you get in touch with us.
† This price reflects the cheapest policy we have sold this year (2015), based on ideal risk circumstances, and may not be representative of the price you'll be quoted for your insurance policy and/or risk level.