HGV and lorry drivers may be able to get a cheaper premium if they have a lot of professional driving experience.
Often this is because an insurer might believe the driver is more responsible due to their length of time on the road.
Some insurers may offer discounted rates or specialised policies for individuals who work as professional drivers, such as HGV drivers.
However, the availability of such discounts varies, and it’s important to consider other factors that are weighed up when calculating your insurance premium.
Ultimately, the cost of insuring any vehicle depends on various factors such as driving history, age, location where it is stored, and what you’ll be carrying in your lorry.