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HGV Insurance for 7.5 Tonne Lorries.
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Whether your work involves transporting goods or equipment, protecting your livelihood will be a top priority – especially for goods vehicles from 7.5 tonnes or more. Finding the right HGV insurance for your lorry in case of the unexpected will give you peace of mind and ensure you can get back on the road ASAP.
Yes, a 7.5 tonne lorry is a Heavy Goods Vehicle (HGV). HGVs are usually lorries and trucks that weigh 3.5 tonnes or over.
You may also hear this type of vehicle being called a loaded goods vehicle (LGV), which is often used interchangeably with HGV.
Whether you can drive a 7.5 tonne lorry will largely depend on the licence you have. Within the HGV category, there are different classifications based on the gross vehicle weight (GVW) of the truck you work with.
Category C1 covers vehicles between 3.5 and 7.5 tonnes GVW. It allows drivers to operate vehicles such as 7.5 tonne lorries.
Category C covers vehicles over 3.5 tonnes GVW and is required for larger HGVs. It allows drivers to operate rigid vehicles above 7.5 tonnes, such as heavy-duty trucks.
HGV and lorry drivers may be able to get a cheaper premium if they have a lot of professional driving experience.
Often this is because an insurer might believe the driver is more responsible due to their length of time on the road.
Some insurers may offer discounted rates or specialised policies for individuals who work as professional drivers, such as HGV drivers.
However, the availability of such discounts varies, and it’s important to consider other factors that are weighed up when calculating your insurance premium.
Ultimately, the cost of insuring any vehicle depends on various factors such as driving history, age, location where it is stored, and what you’ll be carrying in your lorry.
When insuring your lorry, you can choose from the following cover:
If you’re unsure about the type of insurance you need for your HGV, we’re happy to compare policies and advise you. Find out more on insurance for HGVs, the type of cover your 7.5 tonne lorry needs, and how much you can save on your insurance premium today by calling us on 0800 912 0157.
Here are just some of the reasons why you should get a quote with us.
Our insurance experts will always find you the lowest price possible on the correct cover. However, if you send proof you’ve found a cheaper like-for-like quote in 48 hours? It’s money-back guaranteed.*
You’ll be in safe hands with our dedicated renewal team. We pride ourselves on always being up-to-date on the latest offers.
If you need to change your policy, our friendly team is only a phone call away and happy to help.
As one of the UK's leading insurance brokers, we will find the right policy to suit your business and vehicle with the help of a handful of trusted underwriters.
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