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125cc Motorbike Insurance
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Overview

125cc motorbikes are well-known for being a handy alternative to larger engine models. Whether you ride your 125cc for trips into town or your daily commute, you need the right insurance cover to protect yourself and your bike in the event of any scenario.

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Can you insure a 125cc motorbike without CBT?

The majority of insurers will require you to have completed your Compulsory Basic Training (CBT)  before they can insure you. It is illegal to ride a motorcycle on public roads without it. After completing a CBT, you will be considered a more responsible rider and a lower risk to others when riding on the road.

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Is 125cc motorbike insurance expensive?

For some, insuring a 125cc motorbike will be cheaper. 

While it is true that they tend to be on the cheaper side to insure as they have smaller engines and less horsepower, other factors will be considered when calculating your premium. 

For example, your age, riding experience and where you store your bike will still need to be considered when calculating your premium.

Get Insured to Ensure Peace of Mind.

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Why Choose Us

Here are just some of the reasons why you should get a quote with us.

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    Trusted Panel of Underwriters

    As one of the UK's leading insurance brokers, we specialise in niche insurance policies and will find you the coverage you need.

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    Hassle-Free Renewals

    Renewals are always simple with us. We’ll compare the policies you need and find the most up-to-date offers to get you the best quote on the market.

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    Changes to Your Policy

    If you need to change your motorbike insurance policy, our friendly team is only a phone call away and happy to help.

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    Policies at Affordable Prices

    Our insurance experts will always find you the lowest price possible on the correct cover. However, if you send proof you’ve found a cheaper like-for-like quote in 48 hours? It’s money-back guaranteed.*

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*Take out an insurance policy with One-Sure Insurance, and if you find a cheaper Insurance quotation within 48 hours, subject to written proof being received that the Insurance quotation is on a like-for-like basis, we will cancel the Insurance policy and issue you with a full refund.

Frequently Asked Questions

How much is insurance for a 125cc motorbike?

The cost of your premium for a 125c motorbike will vary. Factors such as your insurer, the type of licence you have, where you live, and many more will need to be considered to calculate your price.

With One Sure, you’ll get on the road and insured in minutes. Call our friendly team on 0800 107 0945 today and get a free 125cc motorbike insurance quote.

What do I need to get a quote for 125cc motorbike insurance?

To get a quote for 125cc motorbike insurance, we’ll need you to provide the following details: 

  • Personal details: Your full name, date of birth, address, and contact information.
  • Motorcycle information: The make, model, and year of manufacture of your 125cc motorbike.
  • Usage details: How you intend to use the motorbike, such as for commuting, leisure, or business purposes. You may also need to provide information on the estimated annual mileage.
  • Security measures: Details about any security devices or immobilisers installed on your motorbike. This can include alarms, locks, or tracking systems.
  • Riding history: Your riding experience, including the number of years you have held a motorcycle license and any previous insurance claims or convictions.
  • No Claims Bonus (NCB): If you have any NCB from previous motorcycle insurance policies, you should mention it to potentially qualify for a discount.
  • Additional riders: If you plan to add any additional riders to the policy, you will need their personal details and riding history as well.

With our expertise and experience, we’ll guide you through every step towards finding the ideal motorbike insurance policy for your 125cc.

Call us on 0800 107 0945 to get a free motorbike insurance quote and find out more about the cover available.

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Sharna Ridge
Author Sharna Ridge
Last Updated March 20, 2026

This article has been reviewed and updated to ensure accuracy and compliance with current insurance regulations.
One Sure Insurance is committed to providing reliable, up-to-date information to help you make informed decisions about your 125cc motorbike insurance coverage.

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