Minibus Insurance
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    Policies for Minibuses and Multi-Purpose Vans.

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    Prices From Just £249** Per Month.

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For drivers behind the wheel of a minibus or multi-purpose van (MPV), finding the right insurance just got simpler. Whether you use your minibus for private hire or simply want an MPV to drive around your growing family, we’ll find you the cover you need. 

What is minibus insurance?

Minibus insurance is a specific type of insurance that provides protection for multi-purpose van and minibus drivers. The hazards that these specific vehicles can face on the roads can vary, but with the higher number of passengers inside, there is usually an elevated level of risk on the road. That’s where a specialist minibus van insurance policy comes in.

How many seats does a vehicle need to be classed as a minibus?

A minibus has between nine and 16 passenger seats, including the driver’s seat. Even family vehicles with more than nine seats would need such kind of insurance because the liability is much higher if any incident did occur on the road.

However, the exact definition of a minibus may vary depending on the context and regulations involved. For example, some regulations may use different criteria, such as the maximum weight of the vehicle or the number of standing passengers allowed. 

What does minibus insurance cover?

You can choose from the following cover:

  • Third-Party Only, which is the minimum level of cover required. It only covers the other person in the event of an accident or injury.
  • Third-Party, Fire & Theft that covers the above, plus damage to your bike from a fire or an attempt of theft.
  • Comprehensive, which has varying levels of coverage depending on your insurer. However, comprehensive will always include Third-Party, Fire, and Theft, alongside additional cover (even if you’re at fault).

How much is minibus insurance?

The exact cost of your insurance premium for your multi-purpose vehicle or minibus will depend on your driving experience, where you live, and the coverage you need. Find out how much your minibus van insurance will cost and call our friendly team on 0800 107 0914today.

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Why Choose Us?

Here are just some of the reasons why you should get a quote with us.

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    Changes to Your Policy

    If you need to make changes to your minibus insurance policy, our friendly team is only a phone call away.

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    Hassle-Free Renewals

    Renewals are always simple with us. We’ll compare the policies you need and find the most up-to-date offers to get you the best quote on the market.

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    Trusted Panel of Underwriters

    As one of the UK's leading insurance brokers, we know the industry inside-out and will find you the coverage you need.

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    Policies at Affordable Prices

    Our insurance experts will always find you the lowest price possible on the correct cover. However, if you send proof you’ve found a cheaper like-for-like quote in 48 hours? It’s money-back guaranteed.

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*Take out an insurance policy with One-Sure Insurance, and if you find a cheaper Insurance quotation within 48 hours, subject to written proof being received that the Insurance quotation is on a like-for-like basis, we will cancel the Insurance policy and issue you with a full refund.

How much does minibus van insurance cost?

Prices start from £249** per month

Get your quotes in minutes – prices are guaranteed for 30 days.

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**This price reflects the cheapest policy we have sold this year (2022), based on ideal risk circumstances, and may not be representative of the price you'll be quoted for your insurance policy and/or risk level.

Can I drive a minibus with a normal licence?

You can drive a vehicle with more than eight passenger seats on a Category D Licence, including a minibus. Category D entitlement refers to buses, minibuses or any other passenger-carrying vehicle (PCV) for hire or reward. 

The category D1 licence is the comprehensive minibus licence. With a D1 licence, you can drive any minibus or other vehicle that falls under these limits: No more than 16 passenger seats.

What size minibus can I drive on a normal license?

The size of the minibus you can drive on a normal driving license depends on why you are driving the minibus. 

If you got your car driving licence before January 1, 1997 then you are usually allowed to drive a minibus with up to 9 seats (including the driver) without any additional entitlement. This is known as the “D1 category” on your license.

However, for drivers who received their licence after January 1, 1997, it’s a different story. You can drive a minibus with up to 9 seats (including the driver) on your regular car license (category B) only if you meet the following criteria:

  • You drive on a voluntary basis for a non-commercial purpose, such as social or charitable activities.
  • The minibus’s maximum weight (including passengers and cargo) does not exceed 3.5 tonnes (or 4.25 tonnes if equipped with specialised equipment for disabled passengers).
  • If you plan to drive a minibus for hire or reward (such as operating it as a taxi or for other commercial purposes), you will usually need to obtain a minibus-specific license category. This typically involves passing a separate test and obtaining a “D1” license category or obtaining a full Passenger Carrying Vehicle (PCV) license.
What does it mean to drive a minibus for ‘hire and reward’?

Driving a minibus for ‘hire and reward’ means you’re essentially using your minibus as a taxi by transporting passengers in exchange for payment. 

However, this doesn’t just have to be for a taxi company, and you may even have a contract in place working for an organisation. 

For example, this could include services such as shuttle services, private hire for events or tours, or providing transportation for community groups.

I want to drive my minibus as a taxi, what insurance do I need?

To drive your minibus as a taxi, you need a policy that covers you to drive it for ‘hire and reward’. 

Essentially, this is insurance for taxi drivers and will include passenger liability cover even within the most minimal third-party policies.