Overview
For drivers behind the wheel of a minibus or multi-purpose van (MPV), finding the right insurance just got simpler. Whether you use your minibus for private hire or simply want an MPV to drive around your growing family, we’ll find you the cover you need.
What is minibus insurance?
Minibus insurance is a specific type of insurance that provides protection for multi-purpose van and minibus drivers. The hazards that these specific vehicles can face on the roads can vary, but with the higher number of passengers inside, there is usually an elevated level of risk on the road. That’s where a specialist minibus van insurance policy comes in.
How many seats does a vehicle need to be classed as a minibus?
A minibus has between nine and 16 passenger seats, including the driver’s seat. Even family vehicles with more than nine seats would need such kind of insurance because the liability is much higher if any incident did occur on the road.
However, the exact definition of a minibus may vary depending on the context and regulations involved. For example, some regulations may use different criteria, such as the maximum weight of the vehicle or the number of standing passengers allowed.
What does minibus insurance cover?
You can choose from the following cover:
- Third-Party Only, which is the minimum level of cover required. It only covers the other person in the event of an accident or injury.
- Third-Party, Fire & Theft that covers the above, plus damage to your bike from a fire or an attempt of theft.
- Comprehensive, which has varying levels of coverage depending on your insurer. However, comprehensive will always include Third-Party, Fire, and Theft, alongside additional cover (even if you’re at fault).
How much is minibus insurance?
The exact cost of your insurance premium for your multi-purpose vehicle or minibus will depend on your driving experience, where you live, and the coverage you need. Find out how much your minibus van insurance will cost and call our friendly team on 0800 107 0914today.
