Car Insurance for Mature Drivers

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    Car Insurance for Mature Drivers Aged 50 plus.

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Over-50s drivers who have wracked up those miles are usually considered to be one of the safest behind the wheel. With age comes road experience, and your car insurance premium will reflect that.

Whether you’re shopping around for a new quote on comprehensive car insurance or need some advice on the next steps to getting insured, we’re here to help. 

Can I be refused car insurance because of my age?

Insurers cannot discriminate against you due to your age as it would be illegal under The Equality Act (2010).  Age can be a factor that influences insurance premiums, as statistically, younger and older drivers may face higher risks on the road.

However, insurers can refuse your application for a policy based on safety. As we age, we are more likely to develop long-term medical conditions – which may be flagged as a risk on the road. If there is anything that could impair your driving such as a medical condition or a prescribed medication you need, it would not be classed as discrimination for them to deny your application.

Is being retired good for car insurance and should I tell my insurer?

Retirement can affect your insurance, but it depends on your lifestyle and your previous work.  

Some professions cause drivers to have a higher premium, so if you have retired after working in a high-risk job, this may be reflected in your premium.  

What’s more, if most of your time on the road was spent on your daily commute to and from work, you may find that you drive less now that you’re retired – which could result in a lower premium.  

We always recommend letting your insurer know about any big changes in your personal circumstances, as they might affect the level of coverage you need. 

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Why Choose Us?

Why Choose Us?

Here are just some of the reasons why you should get a quote with us.

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    Policies at Affordable Prices

    Our insurance experts will always find you the lowest price possible on the correct cover. However, if you send proof you’ve found a cheaper like-for-like quote in 48 hours? It’s money-back guaranteed.*

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    Hassle-Free Renewals

    Renewals are always simple with us. We’ll compare the policies you need and find the most up-to-date offers to get you the best quote on the market.

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    Changes to Your Policy

    If you need to make changes to your car insurance policy, our friendly team is only a phone call away.

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    Trusted Panel of Underwriters

    As one of the UK's leading insurance brokers, we know the industry inside-out and will find you the coverage you need.

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*Take out an insurance policy with One-Sure Insurance, and if you find a cheaper Insurance quotation within 48 hours, subject to written proof being received that the Insurance quotation is on a like-for-like basis, we will cancel the Insurance policy and issue you with a full refund.


Frequently Asked Questions

Do elderly drivers pay more car insurance?

Generally, insurance premiums become cheaper as you age and gain more driving experience. However, when you reach your seventies and beyond, your premium will start to rise slightly.

Older drivers usually pay much less than younger inexperienced drivers, but age is not the only factor considered when calculating your insurance premium. Where you live, any past claims, or points on your licence, will affect the cost of your car insurance.

How much is car insurance for mature drivers?

The cost of car insurance for the over 50s, 60s and beyond will vary depending on the coverage you need and the insurer you choose.

Our friendly team are always happy to guide you through the process of getting insured and will do all the hard work for you to compare quotes.

Call us now for a free quote on 0800 107 0912 to find out how much you can save on your car insurance premium.

Insurance For Overs 50s and 60s

Get quality cover today at an affordable price in just minutes. We'll take care of everything from comparing quotes to policy add-ons.