Recovery Truck Insurance
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    Third-Party and Comprehensive Cover Available.

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    Tailored Combined Cover Available for Motor Traders.

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When your work involves an extended period on the road removing and recovering vehicles, you’ll face many risks that the average driver just won’t deal with. 

At One Sure, we understand that your insurance coverage should be as unique to your business needs. We’ll use our insurance expertise to guide you towards getting insured with the ideal amount of coverage for your recovery truck at the most competitive price on the market.

What insurance do I need for a vehicle recovery truck?

The type of insurance you need for your recovery truck depends on the type of work you do, as these handy vehicles are used in various professions. 

The most common type of insurance needed for recovery truck drivers is motor trade insurance, as they are typically classed as being in the motor trade industry.

When choosing recovery truck insurance, you can pick from the following types of road risk coverage:

  • Third-Party Only: Provides coverage for damages or injuries caused to third parties involved in an accident but does not cover damage to your own vehicle.
  • Third-Party, Fire, and Theft: Offers the same coverage as Third-Party Only but also includes protection against fire damage and theft of the recovery truck.
  • Comprehensive: Provides coverage for third-party damages, fire, theft, and also covers accidental damage to your own recovery truck.
  • Motor Trade Combined: Combined motor trade insurance is the most extensive policy on the market. When opting for a combined motor trade policy, our team will ensure that you receive custom cover for your business. We can offer policies that include third-party liability on public property and roads, protections for stock, equipment and tools, along with all vehicles on your business premises.

If you’re unsure of the type of cover you need, don’t hesitate to get in touch with us. Our friendly team are more than happy to advise you on the insurance you need. Call us on 0800 912 0157 for a free recovery truck insurance quote today and discover how much you can save on your premium.

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Why Choose Us?

Here are just some of the reasons why you should get a quote with us.

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    Hassle-Free Renewals

    You’ll be in safe hands with our dedicated renewal team. We pride ourselves on always being up-to-date on the latest offers.

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    Changes to Your Policy

    If you need to change your policy, our friendly team is only a phone call away and happy to help.

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    Trusted Panel of Underwriters

    As one of the UK's leading insurance brokers, we will find the right policy to suit your business and vehicle with the help of a handful of trusted underwriters.

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    Policies at Affordable Prices

    Our insurance experts will always find you the lowest price possible on the correct cover. However, if you send proof you’ve found a cheaper like-for-like quote in 48 hours? It’s money-back guaranteed.*

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*Take out an insurance policy with One-Sure Insurance, and if you find a cheaper Insurance quotation within 48 hours, subject to written proof being received that the Insurance quotation is on a like-for-like basis, we will cancel the Insurance policy and issue you with a full refund.

How much does recovery truck insurance cost?

Prices start from £499** per year.

Get your quotes in minutes – prices are guaranteed for 30 days.

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**This price reflects the cheapest policy we have sold this year (2022), based on ideal risk circumstances, and may not be representative of the price you'll be quoted for your insurance policy and/or risk level.

Frequently Asked Questions

What vehicle is a recovery truck classed as?

A recovery truck is classified as a commercial vehicle. It usually falls under the category of ‘special purpose vehicles’ or ‘special types vehicles’.

A road recovery vehicle with a maximum weight of less than 25,000 kg is taxable as a special vehicle at the same rate as a basic goods vehicle. One with a maximum weight greater than 25,000 kg is taxable at 2.5 times the basic goods vehicle rate.

What licence do I need to drive a recovery truck?

To drive a recovery truck, you need a valid driving licence appropriate for the weight and category of the vehicle. The specific licence requirements depend on the gross vehicle weight (GVW) of the recovery truck. Here are the main licence categories relevant to driving a recovery truck:

Category B licence: A standard Category B driving licence allows you to drive vehicles with a maximum authorized mass (MAM) up to 3,500 kilograms (3.5 tonnes) and carry up to eight passengers (excluding the driver). This licence is sufficient for operating smaller recovery trucks, including those with a GVW of 3.5 tonnes or less.

Category C1 licence: If you plan to drive a recovery truck with a GVW between 3.5 tonnes and 7.5 tonnes, you would need a Category C1 driving licence. This licence covers medium-sized vehicles and allows you to drive vehicles weighing up to 7.5 tonnes.

Category C licence: For larger recovery trucks with a GVW exceeding 7.5 tonnes, a Category C driving licence is required. This licence permits you to drive rigid vehicles over 3.5 tonnes, including heavy recovery trucks.

It’s important to note that in addition to the appropriate driving licence, you may also need a Driver Certificate of Professional Competence (CPC) if you are using the recovery truck for commercial purposes. The CPC is a qualification that ensures professional drivers meet specific standards for road safety and working hours.

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