When your work involves an extended period on the road removing and recovering vehicles, you’ll face many risks that the average driver just won’t deal with.
At One Sure, we understand that your insurance coverage should be as unique to your business needs. We’ll use our insurance expertise to guide you towards getting insured with the ideal amount of coverage for your recovery truck at the most competitive price on the market.
What insurance do I need for a vehicle recovery truck?
The type of insurance you need for your recovery truck depends on the type of work you do, as these handy vehicles are used in various professions.
The most common type of insurance needed for recovery truck drivers is motor trade insurance, as they are typically classed as being in the motor trade industry.
When choosing recovery truck insurance, you can pick from the following types of road risk coverage:
- Third-Party Only: Provides coverage for damages or injuries caused to third parties involved in an accident but does not cover damage to your own vehicle.
- Third-Party, Fire, and Theft: Offers the same coverage as Third-Party Only but also includes protection against fire damage and theft of the recovery truck.
- Comprehensive: Provides coverage for third-party damages, fire, theft, and also covers accidental damage to your own recovery truck.
- Motor Trade Combined: Combined motor trade insurance is the most extensive policy on the market. When opting for a combined motor trade policy, our team will ensure that you receive custom cover for your business. We can offer policies that include third-party liability on public property and roads, protections for stock, equipment and tools, along with all vehicles on your business premises.
If you’re unsure of the type of cover you need, don’t hesitate to get in touch with us. Our friendly team are more than happy to advise you on the insurance you need. Call us on 0800 912 0157 for a free recovery truck insurance quote today and discover how much you can save on your premium.