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Santa Please Renew Here!
(And stay covered for Christmas!)
Santa, if you’re reading this, call us!
We understand it’s peak time. With us, you can renew your policies in no time. We’ve even got some quotes in mind for you.
Contact us on 01782 880140 to talk to our insurance experts ASAP or you might be without cover on Christmas day!
An Urgent Appeal To Contact St Nick
It’s the most wonderful time of the year for Santa. Not only is Christmas just around the corner, but it’s also time for St Nicholas to renew his policies.
The best time to do this is 20 to 26 days before the renewal date for a lower premium.
This means that Santa needs to get a merry move on to renew his insurance quickly. That’s why we’re spreading the word far and wide, hoping Kris Kringle will see our urgent appeal.
To ensure Santa knows what he needs to renew, we’ve been making our list (and checking it twice) of his policies. We’ve even calculated the real cost of Christmas by tracking down quotes for his premiums.
Read below to discover the types of policies it takes to make Christmas run smoothly.
Delivering presents to 500 million households in 42 hours is a mammoth task. The prep begins well in advance, with plenty of hauliers working to transport everything.
HGV insurance will ensure that his heavy goods vehicles, like his Coca-Cola truck, will be covered in case of accidents, theft, and damage.
To calculate St. Nick’s HGV insurance quote, we need a few more details from the Holly Jolly fellow himself. If you’re reading this Santa, contact us!
Santa is arguably the most famous delivery driver on the planet, so he will need a courier policy.
This type of policy is exclusively for delivery drivers transporting goods for ‘hire and reward’. Courier insurance will only cover his van between drop-off points.
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Goods In Transit Insurance
Presents are one of the many highlights of Christmas. To ensure everyone has a special something under the tree, Father Christmas will be travelling 160,000,000km. While we hope he has a smooth trip, there will undoubtedly be a few bumpy moments.
That’s where goods in transit insurance come in. Santa needs this policy to protect any presents in the event of an accident between the drop-off zones.
Santa’s estimated quote would need to be based on the presents he is transporting. Based on our research, Kris Kringle’s goods are estimated to be worth around a whopping £158,000,000,000 (without gift wrapping).
Employers’ & Public Liability Insurance
Let’s not forget about the hard work of all of Santa’s elves at Christmas. Santa has a workforce of roughly 110,000 elves, ensuring everything is built, packaged, and running smoothly. However, accidents can happen, even if you’re working at Santa’s workshop.
That’s why he urgently needs to renew his liability insurance. Businesses with employees must have employer liability insurance covering at least £5 million.
And for his helpers working as Santas nationwide? They’ll need professional liability insurance to play Kris Kringle.
We need St Nick to confirm the exact number of elves working for him to calculate a quote. However, rumour has it that Santa has a workforce of approximately 110,000.