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Overview

Working with bulldozers can leave you and your workforce open to various risks that disrupt your working day. When you rely on this type of heavy-duty machinery to get your work done, having the right special types insurance is a necessity to prepare your business for anything. 

What does bulldozer insurance cover?

The three main types of bulldozer insurance coverage are:

  • Third-Party Only: Cover against damage, injury or death to other people or their property.
  • Third-Party, Fire & Theft: The same as above, including fire, theft and attempted theft.
  • Comprehensive: All of the above, including accidental damage and much more. The level of coverage will depend on your insurer.

The minimum amount of insurance coverage you are legally required to have is Third-Party Only. However, we often recommend opting for higher cover and add-ons due to the elevated level of risk involved in working with a bulldozer. 

We’re happy to provide you with any guidance on policies and compare quotes for you on the phone. Discover how much you can save on your bulldozer insurance and find the correct cover you need by calling us on 0800 081 6053.

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Why Choose Us?

Here are just some of the reasons why you should get a quote with us.

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    Hassle-Free Renewals

    Renewals are simple with us. We have our fingers on the pulse of the latest offers on bulldozer insurance.

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    Policies at Affordable Prics

    Our insurance experts will always find you the lowest price possible on the correct cover. However, if you send proof you’ve found a cheaper like-for-like quote in 48 hours? It’s money-back guaranteed.*

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    Changes to Your Policy

    If you need to change your policy, our friendly team is only a phone call away and happy to help.

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    Trusted Panel of Underwriters

    As one of the UK's leading special types and bulldozer insurance brokers, we will find the right policy to suit your equipment.

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*Take out an insurance policy with One-Sure Insurance, and if you find a cheaper Insurance quotation within 48 hours, subject to written proof being received that the Insurance quotation is on a like-for-like basis, we will cancel the Insurance policy and issue you with a full refund

Frequently Asked Questions

What is bulldozer insurance?

Essentially, bulldozer insurance is designed to protect businesses operating bulldozers from financial losses due to accidents, theft, damage and unforeseen events.

As bulldozers are often used in high-risk environments like construction sites and mining operations, anyone operating a bulldozer will be more vulnerable to a range of risks. What’s more, this hardy machinery can be costly to repair if it is damaged in any way.

A standard insurance policy just cannot provide the level of coverage that this type of equipment needs, since the damages and financial impact would be significantly larger than that of an average vehicle. This is why many turn to a special types insurance policy when it comes to insuring their bulldozer.

What is the most common type of bulldozer?

The most common type of bulldozer is the crawler bulldozer, also known as a track-type tractor.

These bulldozers are equipped with tracks instead of wheels, which provide better traction and stability on uneven terrain.

Crawler bulldozers are mostly preferred over wheel bulldozers for heavy-duty work, and they tend to be more fuel-efficient.

Is a bulldozer classed as plant and machinery?

Yes, a bulldozer is generally classified as a type of plant and machinery.

Plant and machinery are broad terms used to describe any equipment or asset used in construction, engineering, or manufacturing. This includes a wide range of equipment like bulldozers, excavators, cranes, loaders, and other heavy machinery.

How much does bulldozer insurance cost?

Your bulldozer insurance premium will vary depending on the level of coverage you need and the insurer you choose.

As a leading special types insurance broker, we’re happy to advise you on the ideal coverage for your circumstances.

Call us on 0800 081 6053 for a free quote now, and find out how much you can save on plant and machinery insurance for your bulldozer today.

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Sharna Ridge
Author Sharna Ridge
Last Updated March 20, 2026

This article has been reviewed and updated to ensure accuracy and compliance with current insurance regulations.
One Sure Insurance is committed to providing reliable, up-to-date information to help you make informed decisions about your bulldozer insurance coverage.

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