Digger & Excavator Insurance
Find the right cover to suit you.

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    Specialist Cover for Mini Diggers and Excavators.

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    Protect Your Business and Work Force With Extra Liability Cover.

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    UK-Based Insurance Broker.

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Diggers are an expensive investment, but your insurance doesn’t have to be. Finding the right excavator insurance for your digger will protect your equipment and prepare you for any potential problems. Whether you use your digger for personal or business use, we will find the coverage you need to fit your needs.

What is excavator and digger insurance?

Excavator and digger insurance covers a range of risks and liabilities associated with operating heavy machinery. 

These risks can include damage to the machinery itself, damage to other property or equipment, injury to workers or third parties, and legal claims arising from accidents or other incidents. 

You can choose from the following cover in a special types insurance policy for diggers:

  • Third-Party Only: Cover against damage, injury or death to other people or their property.
  • Third-Party, Fire & Theft: The same as above, including fire, theft and attempted theft.
  • Comprehensive: All of the above, including accidental damage.

The level of cover you need will really depend on the industry you work in and the level of risks posed to your staff when operating this type of excavator. 

How much is insurance for mini diggers and excavators?

Your insurance premium’s cost will depend on various factors, from the level of coverage your business needs to even the insurer you choose.

As a special types insurance broker, we’re happy to advise you on the excavator insurance you need.

Find out how much you can save on insurance for your digger and excavators by calling us on 0800 081 6053 for a free quote now.

Get Insured to Ensure Peace of Mind.

Find Quality Cover at an Affordable Price.

Why Choose Us?

Here are just some of the reasons why you should get a quote with us.

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    Changes to Your Policy

    If you need to change your policy, our friendly team is only a phone call away and happy to help.

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    Hassle-Free Renewals

    Renewals are a breeze with us. We pride ourselves on always being up-to-date on the latest offers on insurance for excavators, dump trucks, diggers, and special types of plant machinery.

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    Policies at Affordable Prices

    Our insurance experts will always find you the lowest price possible on the correct cover. However, if you send proof you’ve found a cheaper like-for-like quote in 48 hours? It’s money-back guaranteed.

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    Trusted Panel of Underwriters

    As one of the UK's leading specialist types insurance brokers, we will find the right policy to suit your excavators.

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*Take out an insurance policy with One-Sure Insurance, and if you find a cheaper Insurance quotation within 48 hours, subject to written proof being received that the Insurance quotation is on a like-for-like basis, we will cancel the Insurance policy and issue you with a full refund.

Frequently Asked Questions

What is classed as a mini digger?

Generally, an excavator is classed as a mini digger if it weighs between one and ten tonnes, with a maximum digging depth of between one and six meters. The size and weight of a mini digger – also known as a compact excavator –  can vary depending on the model.

Mini diggers are popular because of their compact size, ease of transportation, and lower fuel consumption compared to larger excavators. They are also easier to operate and require less space to manoeuvre, making them ideal for smaller job sites.

What is the difference between a digger and a mini digger?

A digger and a mini digger are both excavation machines used for digging and moving earth.

Diggers typically consist of a long boom arm with a digging bucket at the end, mounted on a rotating platform called a “house” or “cab”. 

A mini digger, on the other hand, is a smaller version of a digger.

Compared to standard diggers, they have a smaller frame and boom arm, which allows them to access smaller and tighter spaces. Since mini diggers are more versatile, they’re commonly used in landscaping and agricultural work.

What licence do I need for a digger and mini digger?

To use a mini digger or digger on the road and to transport it from one job location to another, you need a category F licence (formerly category H).

You may also need to complete additional training to get a Construction Plant Competence Scheme (CPCS) card, which is widely recognised and recommended in the construction industry. 

Most employers require you to have a CPCS licence to work with plant machinery and excavators. However, if you intend to use your digger for private off-road use on a site or premises, you do not need to have a licence or this training. 

Insure Your Diggers & Excavators Today

Get quality cover today at an affordable price in just minutes. We'll take care of everything from comparing quotes to policy add-ons.