Diggers are an expensive investment, but your insurance doesn’t have to be. Finding the right excavator insurance for your digger will protect your equipment and prepare you for any potential problems. Whether you use your digger for personal or business use, we will find the coverage you need to fit your needs.
What is excavator and digger insurance?
Excavator and digger insurance covers a range of risks and liabilities associated with operating heavy machinery.
These risks can include damage to the machinery itself, damage to other property or equipment, injury to workers or third parties, and legal claims arising from accidents or other incidents.
You can choose from the following cover in a special types insurance policy for diggers:
- Third-Party Only: Cover against damage, injury or death to other people or their property.
- Third-Party, Fire & Theft: The same as above, including fire, theft and attempted theft.
- Comprehensive: All of the above, including accidental damage.
The level of cover you need will really depend on the industry you work in and the level of risks posed to your staff when operating this type of excavator.
How much is insurance for mini diggers and excavators?
Your insurance premium’s cost will depend on various factors, from the level of coverage your business needs to even the insurer you choose.
As a special types insurance broker, we’re happy to advise you on the excavator insurance you need.
Find out how much you can save on insurance for your digger and excavators by calling us on 0800 081 6053 for a free quote now.