Forklift Insurance
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    Insurance for Cranes, Forklifts, Bulldozers, and Excavators.

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    Cover Available for Loss or Damage to MEWP Attachments.

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Forklifts make light work of moving heavy loads. However, many forget to protect this handy piece of equipment with the correct insurance cover. Whether you use your forklift on the road or on business premises, having specialist insurance cover for this reliable plant machinery is essential to keeping business ticking along. 

What is forklift insurance?

In a nutshell, forklift insurance provides coverage for forklifts used in warehouses, factories, and other industrial settings. It is designed to protect your business from financial losses resulting from accidents, as well as the cost of replacement parts and repairs – all of which can prove to be quite expensive. 

What does forklift insurance cover?

Forklifts need a special types insurance policy, which has three different types of cover available:

  • Third-Party Only: Cover for the other party in the event of an accident.
  • Third-Party, Fire & Theft: The same as above, but now you’re covered in case a fire or attempt of theft occurs.
  • Comprehensive: All of the above and more depending on your insurer.

The level of cover you need will really depend on the industry you work in, the risks posed, and the type of machinery you use. Find out how much you can save and call us on 0800 081 6053 for a free quote now.

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Why Choose Us?

Here are just some of the reasons why you should get a quote with us.

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    Changes to Your Policy

    If you need to change your policy, our friendly team is only a phone call away and happy to help.

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    Trusted Panel of Underwriters

    As one of the UK's leading specialist types and forklift insurance brokers, we will find the right policy to suit your machinery.

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    Policies at Affordable Prices

    Our insurance experts will always find you the lowest price possible on the correct cover. However, if you send proof you’ve found a cheaper like-for-like quote in 48 hours? It’s money-back guaranteed.*

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    Hassle-Free Renewals

    Renewals are a breeze with us. We pride ourselves on always being up-to-date on the latest offers on insurance for forklifts and special types of plant machinery.

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*Take out an insurance policy with One-Sure Insurance, and if you find a cheaper Insurance quotation within 48 hours, subject to written proof being received that the Insurance quotation is on a like-for-like basis, we will cancel the Insurance policy and issue you with a full refund.

Frequently Asked Questions

Does a forklift need to be insured?

A forklift must be insured to be used on public roads and in public spaces. Similarly, with car insurance, the minimum coverage needed would be Third-Party Only, but it’s always wise to opt for a higher amount of coverage.

Even when operating a forklift on private property, taking out a liability policy is highly recommended. Employers and public liability will ensure you at least have some financial protection just in case any of your staff or the property’s residents take legal action as a result of an injury.

Which industries use forklifts?

Forklifts are used across a wide variety of industries as they can handle heavy objects and improve overall speed in transporting large quantities.

The following industries often require you to work with a forklift:

  • Warehousing and distribution centres
  • Manufacturing and production
  • Construction
  • Agriculture
Is a forklift classed as plant and machinery?

A forklift is considered a type of plant and machinery because they are used to move heavy objects, lift and stack materials, and transport goods in industrial work.

What licence is required to use a forklift?

You don’t need a driver’s licence to use a forklift, and there is no official forklift licence.

However, you must receive training and accreditation that meet the standards set by the Health and Safety Executive (HSE) to operate a forklift.

Employers are also required to provide additional training to ensure that staff are familiar with the environment where they will be using a forklift.

How much is forklift insurance?

How much your forklift insurance costs will depend on the level of coverage your business needs and the insurer you choose.

With over a decade of experience as a special types insurance broker, we’re happy to advise you on the level of coverage you need.

Find out how much you can save on plant and machinery insurance for your forklift and call us on 0800 081 6053 for a free quote now.

Insure Your Forklift Today

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