Forklifts make light work of moving heavy loads. However, many forget to protect this handy piece of equipment with the correct insurance cover. Whether you use your forklift on the road or on business premises, having specialist insurance cover for this reliable plant machinery is essential to keeping business ticking along.
What is forklift insurance?
In a nutshell, forklift insurance provides coverage for forklifts used in warehouses, factories, and other industrial settings. It is designed to protect your business from financial losses resulting from accidents, as well as the cost of replacement parts and repairs – all of which can prove to be quite expensive.
What does forklift insurance cover?
Forklifts need a special types insurance policy, which has three different types of cover available:
- Third-Party Only: Cover for the other party in the event of an accident.
- Third-Party, Fire & Theft: The same as above, but now you’re covered in case a fire or attempt of theft occurs.
- Comprehensive: All of the above and more depending on your insurer.
The level of cover you need will really depend on the industry you work in, the risks posed, and the type of machinery you use. Find out how much you can save and call us on 0800 081 6053 for a free quote now.