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Overview

When it comes to special types of machinery like cranes, standard insurance just won’t cut the mustard. The best way to protect your machinery and your business is to be prepared for any scenario with crane insurance specifically made for your equipment. 

What is crane insurance?

Crane insurance, also known as special types insurance, is tailored coverage for your machinery that will protect your business from financial losses resulting from accidents or other incidents.

As cranes are normally used to lift debris and heavy objects in fairly hazardous environments, there is a significantly higher risk for the public and your employees working with this heavy equipment.

Without the right insurance cover, expenses can quickly pile up in the event of an accident, and your livelihood may suffer as a result. This means that there will be a higher amount of coverage available with a crane insurance policy than with a standard vehicle policy.

What does crane insurance cover?

With a crane insurance policy, you can choose from the following cover:

  • Third-Party Only: The minimum cover required by law. This covers the other party only if their vehicle or property is damaged or in the event of injury.
  • Third-Party, Fire & Theft: The same as above, including cover for your crane in case of fire, theft and attempted theft.
  • Comprehensive: All of the above, including accidental damage.

Insuring your crane doesn’t have to be difficult. We’re happy to provide you with any guidance on policies and compare quotes for you on the phone. Find out more about crane insurance, and discover how much you can save on your premium by calling us on 0800 081 6053 for a free quote today.

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Why Choose Us?

Here are just some of the reasons why you should get a quote with us.

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    Trusted Panel of Underwriters

    As one of the UK's leading special types insurance brokers, we will find the right policy to suit your crane and machinery.

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    Changes to Your Policy

    If you need to change your policy, our friendly team is only a phone call away and happy to help.

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    Hassle-Free Renewals

    Renewals are always simple. We’ll hunt down the latest offers on crane insurance and special types policies, so you don’t have to.

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    Policies at Affordable Prices

    Our insurance experts will always find you the lowest price possible on the correct cover. However, if you send proof you’ve found a cheaper like-for-like quote in 48 hours? It’s money-back guaranteed.*

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*Take out an insurance policy with One-Sure Insurance, and if you find a cheaper Insurance quotation within 48 hours, subject to written proof being received that the Insurance quotation is on a like-for-like basis, we will cancel the Insurance policy and issue you with a full refund.

Frequently Asked Questions

Do you need a licence to drive a crane?

The type of licence you need to drive a crane depends on the type of crane and the work being carried out. If you operate a crane under 32 tonnes, you would need a category C licence. For cranes 32 tonnes and up to 42 tonnes, you need to have a C+E licence.

Crane operators must undergo formal training and be assessed to ensure they are competent to operate the crane safely.

The licence is called the Construction Plant Competence Scheme (CPCS) card, which verifies that the operator has the required training and qualifications to operate the crane safely.

Why do I need crane insurance?

Crane insurance is important because it will help protect your business financially if your equipment is involved in accidents or injures someone.

Operating cranes can be dangerous work, and accidents can happen even when all necessary safety precautions are taken.

The correct insurance cover will not only allow you to claim in the event of an accident, but it will give you the peace of mind of knowing that you’re financially protected should the worst happen.

Do you need qualifications to operate a crane?

Crane operators must complete training to ensure they have the necessary skills and knowledge to operate the crane safely. This covers topics like safe operating procedures, load handling, and equipment maintenance.

After completion, crane operators are assessed to ensure they are competent to operate the crane safely. The qualification is called the Construction Plant Competence Scheme (CPCS) card, which verifies that the operator has the required training and qualifications to operate the crane safely.

How much does crane insurance cost?

How much your crane insurance costs will vary between insurers as well as the level of coverage needed.

We have plenty of experience helping businesses find the exact special types insurance for cranes at an affordable price. Find out how much you can save and call us on 0800 081 6053 for a free quote now.

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Sharna Ridge
Author Sharna Ridge
Last Updated March 20, 2026

This article has been reviewed and updated to ensure accuracy and compliance with current insurance regulations.
One Sure Insurance is committed to providing reliable, up-to-date information to help you make informed decisions about your crane insurance coverage.

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